Randy Varley Real Estate

Information may not be reliable

Home Phone: +1 (760) 352-0662
e-Mail: randyvarley@randy-realty.com Fax: +1 (760) 352-8979
Office: 1665 West Ocotillo Drive, El Centro, CA 92243-4150
Mail: P.O.B. 4145, El Centro, California 92244-4145

Serving Areas of the Imperial County:
El Centro ~ Imperial ~ Brawley ~ Calipatria ~ Calexico ~ Holtville ~ Salton Sea

The Wall Street Journal (WSJ) Prime Rate and Key Interest Rates
Wall Street Journal Prime Rate History • The Current U.S. Prime Rate + Prime Rate Predictions
Current Fed Funds Target Rate and WSJ Current [Prime Rate News] Feed Content
Mortgage Rates, below

Free and Low-Cost Real Estate Forms (all) [source: kaktus.com]

Foreclosures, Government Home & Property Sales, Surplus Land
• Available HUD Homes for Sale & Real Estate for Sale from Government
(Includes commercial buildings, investment properties, land, multifamily and single family homes, condominiums, mobile homes, farms, ranches, and agricultural properties.)
• U.S. Departments of Housing and Urban Development (HUD), Agriculture (USDA/Rural Development), and Veterans Affairs (VA) homes for sale
Financing & Loan/Mortgage Considerations
• Looking for the Best Mortgage from the FTC , FDIC and the HUD
• Home Loan Guaranty Services, Veterans Benefits and Services
• Buying a Home • Owning • Selling • Renting • Senior/Seniors Housing
• Fair Housing & Equal Opportunity (FHEO) + FHEO Library of Examples - Home Buyers Vocabulary
• What's A Mortgage Loan? - Types of Loans (Fannie May)
• Home Equity Loan Considerations and How to Avoid Foreclosure (HUD)
• Buying versus Renting: A calculator to compare..owning vs. renting a home.
(fixed-rate mortgages, adjustable-rate mortgages, low and no down payment mortgages, home improvement mortgages, reverse mortgages for seniors, and special financing mortgages.)

• Reverse Mortgage: Get the Facts Before Cashing In On Your Homes Equity (FTC.gov)
• Reverse Mortgages for Seniors + Top Ten Things to Know if You're Interested in a Reverse Mortgage (HUD.gov)
Moving/Relocation Tools:
• (sources: HomeFair.com & CareerBuilder.com)
• Moving Calculator - Moving Timeline Generator - Military Friendly Version
• Salary Calculator - City Reports - School Reports - Community Reports / Demographics - Relocation Crime Reports / Lab
• Cost of Living Comparison between Two Cities - More sites for Key expenses
Glossaries & Terminology:
• California Department of Real Estate: Laws, Escrow, Regulations, Forms, FAQs + State & Federal links
• Fannie Mae's Home Buyers Glossary & real estate and mortgage terms
• Home Inspection: California Real Estate Inspection Association information for Buyers / Sellers & Real Estate Professionals
• Compare Cities & Salaries - Research Schools - Jobs & Employment Opportunities
• Glossary of Commercial Property Terms (gov.uk)
• Rental/Lease Forms & Landlord & Tenant Forms (LawDepot.com automated legal forms)
• ( Eviction/Lease Notices, Lease Amending Agreement, Lease Assignment Agreement, Lease Agreement (Commercial), Roommate Agreement, Rental Application (Residential), Other Rental Contracts, Rental/Lease Agreement (Residential) FAQ, General Legal FAQ)

• (sources: BankRate.com, US Gov't, SmartMoney.com, CalcBuilder.com, MyFico.com, Finance.Move.com)
• Rates - Bank, Mortgage, Tax, School Loan, Equity, Personal, Vehicle, Renovations (source: bankrate.com)
• Home Affordability, Mortgage Calculator, Mortgage Refinance, Loan Comparison by Term, Fixed versus Adjustable, Loan Comparison by Rate, Home Value Projection, Rent versus Buy, Credit Analyzer, Current Home Value
• Calculate Your Mortgage Payments - Should Your Refinance?
• Mortgage Payment Calculator (HUD) - Mortgage Refinancing - Payment/Pre-Payment/Equity Options
Can You Afford It? - Worksheet - How Much Can I Borrow? - Fixed or Adjustable?
• Mortgage Shopping Worksheet, Glossary, Negotiating, Comparing (Federal Reserve)
• Credit Scoring - Pay Points? - What are discount, origination, primer about, etc.
• Calculators: Mortgage, Home, Equity, Auto, CDs & Investments, Credit Cards, Debt Management, College Finance, Personal Finance
• A Second Home? - Monthly Payments/Pre-Payments - Interest Totals - Closing Costs
• Downpayment - Metric/Engish Conversion - Paycheck Calculators - Currency Converter #1 or #2
• Currency Converter by OANDA.com, The Currency Site.
(sources: HUD - Bankrate - Allstate)

• Average Interest Rates - Today's High/Low Five (5) - Average Mortgage Rates - Compare Rates Offered
• Check Local Mortgage Rates

Wall Street Journal - Key Money Rates
The Wall Street Journal's Real Estate Journal: News & Recent Articles

The Wall Street Journal's Apartment • Hotel • Industrial • Office • Residential • Retail • Architecture • News and Trends • Regional news.

Commercial Property Search & Black's Guide

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(translation scripts source: Karen's Adoption Links & List of Adoption Listservs for International Adoption & Adoptees)

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Reciprocal Links: Link exchanges with Randy-Varley.com