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Payday loans, also called cash advance loans, are not a new product for lenders in Idaho. This type of credit must be fully repaid on the following payday (salary). It is a short-term loan that you can apply for if you require money immediately and are unable to wait for bank approval. If you live in Idaho, ID, a variety of factors may influence your decision to take out a pay-day loan, making it critical to consider all relevant factors before selecting a lender.