Miramar Federal Credit Union

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All access to our home banking products are free. Other account related fees such as Stop Payments Fees, Wire Transfers Fees still apply. See

Help us collect toys for the U. S. Marine Corps Reserve Toys for Tots Program. We have collection bins in our office so if you are coming in to perform a transaction or are in the area, remember to bring a new, unwrapped toy. The Marine Toys for Tots Foundation provides happiness and hope to disadvantaged children who might otherwise be overlooked this season.

Locate a Surcharge Free ATM - Miramar offers two ATM networks that are surcharge free.

The MoneyPass Network also provides you with Fee Free access to your funds.
For a location near you, click on the MoneyPass Icon.

Due to new federal government regulations, effective August 15, 2010, Miramar Federal Credit Union will no longer be able to pay for everyday ATM/Debit Card transactions if you do not have sufficient funds in your account, unless you instruct us to do so in writing. Should you want to have overdraft services, please complete and mail in our "Opt-In" form. Other options other than overdrafting your account would be to attach your checking account to a savings account or apply for an overdraft loan account. If you have any questions, please call us at 1-800-640-1228 Monday through Friday from 9:00am to 5:00pm at Ext. 0.

Invest in America - GM and Chrysler Credit Union Member Discounts

Theres never been a better time for credit union members to Invest in America. Thats why credit unions have teamed up with U.S. automakers to offer members great discounts on new American-made vehicles.

All eligible current and new credit union members have the unique opportunity to get a great discount on a new vehicle from either GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal.

The deal gets even better when you finance your vehicle with us. Thanks to our lower interest rates, your savings will really add up.

You have the right to use a third party, such as a counseling service or attorney, to assist you with this process. Should you choose this option, please complete a consent form, which is required from you in order for us to speak with them.

Retirement Central - If youre new to retirement planning, this is a great place to start. Youll find information and interactive tools to guide you through the planning process and help you estimate how much money you need, how fast your savings may grow, create a strategy to achieve your goals and determine what type of IRA best fits your needs.

BalanceTrack offers education modules that will guide you through the core aspects of personal financial management. By completing the available courses, you will move toward financial success and sound money management

Make Deposits, Withdrawals and Loan Payments at a Shared Branch Network

There are currently 29 CU Service Centers in San Diego and hundreds more across the United States. Check deposits (up to 10 at one time) are free from fees. Cash withdrawals are also free but are limited to $500. To find a location near you, call toll free (888) 287-9475 or visit the website at www.cuswirl.com for more information about the service available. (1)

Review our security and privacy links at our "Online Connection" page. Phishing continues to be a problem that needs to be understood by all members. Remember, we never solicit personal/private information via e-mail so Never click on the link provided in an e-mail you believe is fraudulent.

Freedom Checking, Check out the features of our checking account. No minimum balances, no monthly fees, dividends on balances over $1,500, no direct deposit requirements, direct deposit posted one day early and much more!!

We now offer Americas premier identity theft resolution experts, should you ever need them. You will have a dedicated fraud specialist working with you one-on-one until your crisis is resolved, along with proactive tips to help you stay ahead of identity thieves. Learn more about this exciting new services and ways to help protect you and your family by clicking here.

Miramar Federal Credit Union wants to help you achieve your financial goals, whether that means getting out of debt, sending the kids to college, buying your first home, or retiring. That's why we provide access to free and confidential financial counseling and education through BALANCE, a financial fitness program available to credit union members. With this program, you'll have access to professional, confidential money management information and counseling six days a week.

Balance is a financial education and counseling service committed to helping individuals and families nationwide take control of their finances and reach their goals. On their web site you will find information about what they do, who they are and how they can help you master your money. You may also want to check out their financial education center for articles on a wide variety of credit and financial topics, and a full suite of other on-line tools and resources. (1)

All of our accounts are insured by the National Credit Union Association (NCUA) up to $250,000.

(1) By clicking on the link, you will be leaving the Miramar Federal Credit Union website. The Credit Union is not responsible for the privacy practices or the content of other websites. In no event will the Credit Union be liable for problems arising from the use of the Miramar FCU website to link to other websites, including but not limited to computer viruses, loss of data, delay in operation or transmission or loss of privacy.

Our Telephone Center Representatives will be glad to help you @ Ext 0