Merchants National Bank

Information may not be reliable

On January 3, 1921, Merchants National Bank opened the doors to a new marble bank building at 1015 Seventh Street in downtown Sacramento. Customers were greeted by name. The bank's founders worked at oak desks next to the front door. A great deal has changed since 1921. But Merchants continues to uphold the standards of service, stability and value that have made our bank successful.
Sacramento grew and prospered, and so did Merchants. The bank became a valuable business partner with Sacramento's oldest and finest businesses. Merchants successfully weathered the Great Depression of the 1930s turning a profit every one of those years to become known as one of the safest banks in California.

In a world where bank closings and mergers are common- place, Merchants is a rock of stability. Owned and managed by the second generation of the founding family, Merchants is the oldest bank in Sacramento operating under its original name and charter.
Our independence is one of the bank's greatest strengths, Co-founder H. H. Robinson said, "Don't worry about what the other banks are doing. Do what you do best." Few banks can equal our standards of service. There's no absentee decision-making, no getting lost in voice mail, no bureaucratic hurdles. When you have questions, you can talk to someone with answers. It's the way banking should be.

FDIC Deposit Update
Merchants National Bank of Sacramento is participating in the FDIC's Transaction Account Guarantee Program. FDIC deposit account insurance coverage is available on all non-interest bearing transaction deposit accounts and is fully guaranteed by the FDIC for the entire amount in the account under the program. This program covers individuals, non-profits, and businesses.
All other deposit accounts are insured by the FDIC up to $250,000 per depositor through December 31, 2013.

Dear Valued Customer:
Thank you. Your continued support has contributed to Merchants extraordinary success in difficult economic times. Our long tradition of responsible management has helped us thrive in this turbulent economic cycle. Against the odds, we continue to have strong growth, report solid earnings and currently have no past-due or nonperforming assets. This speaks volumes about Merchants and its customers.
Contrary to recent headlines that would lead you to believe that money for loans has dried up, we have money to lend to qualified borrowers as well as to support growth in our community. We are weathering the credit storm because we are a well managed, highly capitalized and among the most highly regarded financial institutions in the country.
In addition to various loan products, some of the other convenient banking products we offer include… read more »