Woodland Financial Wellness

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Sick of Debt? We Can Help.

Are you tired of dealing with debt and creditors? Do you pay the credit bills every month but then use credit to get through to payday? Do you have bad credit, or just need to get your personal finances in order? If debt consolidation sounds like a good idea, this is a good place to start!

We believe that being aware of both the positive and negative effects of various debt reduction strategies is crucial to your success in positively managing your debt issues. Our experienced staff is ready to help you find the solution that is right for you.

If you are 'Sick of Debt' and ready to do something about it, review Steps 1, 2, and 3 above. Then, contact us to get on the path to Financial Wellness!

by Jennifer Flippen on Friday, April 10, 2009
Don't hold your breath waiting for the government to bail you out of your financial woes. They are broke and going in the hole faster than the private sector. No matter what your political leanings are, it's always a good idea to depend on your own ingenuity and commitment to resolve your financial problems. The biggest asset any of us have is between our own two ears, and the encouragement of our local community.

by Cherry Roberts on Friday, March 13, 2009
Housing still in crisis? Is it too soon for optimism? Yesterday was the 3rd day the market closed up instead of down. JPMorgan Chase, Citibank and GM are all saying things arent as bad as they were. Mortgage Loan Modifications are helping struggling homeowners.

Interest Rates Drop
by Jennifer Flippen on Tuesday, February 19, 2008
There's all kinds of hype on the news right now about lower interest rates, economic stimulus packages, mortgage foreclosure prevention and lower rates for new mortgages - but how does all this affect your interest rates on your credit cards?

by Cherry Roberts on Friday, October 5, 2007
US Consumer Debt Increased by 5.9% in August bringing the total to $2.46 Trillion

by Cherry Roberts on Thursday, October 4, 2007
Credit Card Company business practices have become a key area of interest for the federal government. The Federal Reserve has the authority to determine credit card rules under the Truth in Lending Act.

Credit's a Big Deal!
by Cherry Roberts on Wednesday, September 12, 2007
Having no credit history is bad credit. Its actually worse than simply having bad credit from negative entries on your credit report. To have good credit you have to show you can use it effectively.

Many people say they are current with their credit card payments but are living Paycheck to Paycheck. There is usually little or no savings. The first emergency will force them to make poor financial choices.