We are a Chico, Ca. lender and we have the most competitive rates and superior service of any Chico Ca. lenders and for that matter any lender in the state. We do loans on property located anywhere in California. John Altman- broker/ owner
We arrange hard money/ private money loans for refinances and purchases on
a case by case basis.
We also buy notes secured by trust deeds on a case by case basis.
Ease of the process: I strive to make the loan process as easy as possible for my clients.I will come to your home or place of business. I fill out the application. Every effort is made to make the loan experience pain free.
Affordability-- I offer the best rates and lowest fees around period. The vast majority of loans have no points or origination fees. Pre approvals and pre qualifications are free. My advice and consultation is always free. Closing costs are guaranteed.
Flexibility-- Mortgage brokers have a huge advantage over banks and larger lenders. Your loan is not limited to one lender, but dozens.
Accessibility-- You will always be able to reach me. I communicate with my clients and agents. I am easy
to get a hold of.
Accountability-- The buck stops here; I personally handle each step of your loan process so your loan package is never sitting in a pile waiting to be looked at.
Knowledgeable-- With 20 years of lending experience I guarantee top notch service. References upon request from dozens of happy clients who have done home
loans in Chico.
Efficiency-- Using the latest technology, I can get you loan approved in record time often in just minutes.
Diversity--I can do any kind of real estate loan for purchases and refinances, including: 100% loans, large lines of credit, seconds, no cost loans, interest only loans, 40 year loans, adjustable rate loans, VA, Calvet, pers, small commercial loans, and reverse mortgages. I have access to literally 1000's of lenders.
Location--Chico, Ca. I can lend anywhere in California and often in Nevada, and Oregon. We are primarily do Chico, Ca. home loans and a Northern California loans but we often do loans for Southern Calif. clients who want a better rate than they can get locally.
24/7 Online Contact Request Form :
Interest rates and lending programs changes daily!-- To get the best rate quote, CALL NOW, so I can provide you with an accurate and competitive rate quote.