De Caro Insurance Agency

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3 Quick Homeowners Insurance Tips That Can Save You Money... and Your Home

Review your policies annually. A walk-through of your coverage needs with your agent may identify other coverages (i.e., jewelry, artwork, etc.) that you need, as well as ways to save on premiums such as bundling auto and home insurance coverage together with one provider or requesting higher deductibles to help contain your costs.

Identify risks you face that are not covered by your homeowners policy. Disasters such as floods and earthquakes need a separate policy or riders to protect your home if tragedy strikes.

Understand how much coverage you have. Many homeowners believe their insurance policy will replace their damaged or destroyed property regardless of the amount of damage incurred. Remember, it is generally not your homes market value that is covered, but rather its replacement cost. Home additions and major kitchen or bath remodeling projects can add significant value to your home, which may not be covered by your current policy. It is important to that your coverage is sufficient, based on your homes replacement cost.

In the Modern World, Car Insurance Matters
In the modern world, proper auto insurance is more important than ever. With more drivers on the road the chances of getting into an accident increases - even if youre the best driver in the world. There are many other factors that should be taken into consideration as well.
For example, the economy the way it is has many people trying to get by without any auto insurance, and this means there are many uninsured drivers on the road. They may not be as careful of a driver as you are. If you have precious cargo in your car, this is another reason you should consider getting the best car insurance coverage possible.

If you are ready to see if you can save money on your auto insurance, its time to use the power of the Internet to get a quote from multiple companies who know they are competing for your business. This can make quite a difference in the amount of money you end up paying every month to stay insured. These days, going without insurance is NOT an option. Luckily, there are many great deals available depending on your driving record, your age, the car you drive, and several other factors. Youll never know how much you can save, however, unless you get a quote.

Tips for Saving Money on Auto Insurance
Beyond just getting quotes from companies who know they are competing for your business, there are some other things you can do to save money on your auto insurance. For instance, you may not be required to get full coverage insurance. While this is usually better in most cases, if you need to save money on car insurance, going with limited liability auto insurance coverage may be a better option, especially if youre a careful driver.

De Caro Agency Makes Insurance Shopping Easy!

Many Quotes to Choose From... Means You Save More.
It also means we do the hard work for you!
SHOP FOR QUOTES
At De Caro Insurance Agency we make shopping for insurance so simple you'll wonder why you haven't shopped with us before. Whether you contact us by using our online services or by phone - you can count on us to provide you with insurance quotes from the multitude of companies we represent. Each quote designed specifically around you, your property, your situation, and your lifestyle. We provide you with freedom and choice, plus the unparalled service only a local independent agent can provide.
To get started today all you need to do is complete our "Super Simple Quote Request" located on the right side of this page. You can also choose to use our more detailed online quote forms -here- or just give us a call at Tel: 626-331-0914.

Insurance for Families & Individuals
PERSONAL LINES INSURANCE
Our comprehensive commitment to Personal Lines Insurance means you will always receive professional and personalized attention, at your convenience. Personal lines insurance includes... Auto, Homeowners, Condo, Apartment Renters, Boats, Liability & more.
PERSONAL PACKAGE PROGRAMS can be designed to meet the individual needs of you and your family. Package your insurance and save with multi-policy discounts!
DISCOUNTS! Multi-Policy, New Home, Alarms, Loss Free... just to name a few!

MAKE A PAYMENT ONLINE
Our Bill Payment area allows you to quickly locate the insurance company your insurance policy is with and further provides each company's direct payment link. Allowing you the option of paying your insurance bill securely and conveniently online.
FILE A CLAIM ONLINE OR BY PHONE
Have you just suffered an accident or property loss? Rest assured, we will be with you each and every step of the way. To report your claim right now please use our Claims page to quickly located the company your insurance policy is with to file your claim online or call using the details provided.

As a point of service and convenience, we invite our clients to use the following online services anytime the need arises:

Request An Additional Insurance Quote Online

Make Bill Payments Online
(payments made directly to insurance company)

Order Replacement ID Cards for Your Automobile Policy

Order Certificate Of Liability Insurance
(commercial client requests)

Contact Us for Service, Questions, Quotes & More

CONTACT US TODAY
Our strong focus on customer service is a primary part of what we do each and every day. A responsibility we take very seriously. It's always a pleasure to serve the changing needs and requests of our clients. Whether our services are engaged online, while on the phone, correspondence using email, fax, or in person -- we appreciate every opportunity to serve you.
If you are currently engaged in shopping your insurance we invite your inquiries and would be honored to help you achieve what you are needing. Promptly, timely. and at a highly competitive price.

[+ Click any of the above to expand view]
A Brief Introduction to De Caro Insurance Agency
We are pleased to be Licensed in the following State: California [California License #: CA 0716357].

Providing Insurance Solutions for Families, Individuals & Business
As an experienced independent insurance agency, it is our responsibility to represent your interests, not the very limited interests of just one insurance company. As a result, were able to offer you many more opportunities for substantial savings, incredible customization, real choices and a level of consultation and service simply not found with any direct writer, captive "one company only" agent or other limited type of insurance provider.
We're in the unique position to research your real-world options and craft a personalized, competitively-priced insurance protection program thats just right for you...
LEARN MORE... Complete the Introduction

Should you ever suffer a loss... we are your first advocate. Representing you as a client when a claim occurs distinguishes us from those other types of insurance systems, which is something they are generally discouraged from participating in by the single insurance company they serve. Were not like them. Well be here for you every step of the way to make sure your claim is settled quickly and fairly.
In short, at De Caro Insurance Agency we offer you the freedom to receive so much more for your insurance dollar. Choice, friendly professionalism, dependability & advocacy. It all adds up to real value still unmatched by all the rest in todays economy.

SIMPLE IS BETTER: No long complicated forms required... Simply answer a few basic questions & we'll contact YOU!

De Caro Insurance Agency is Licensed in the following State: California [California License #: CA 0716357].

De Caro Insurance is pleased to provide you with the following insurance with our complete commitment of friendly customer service:
Auto Insurance, Homeowners Insurance, Flood Insurance, Condominium Insurance, Renter's Insurance, Dwelling Fire for Property Owners, Motorcycle Insurance,
Boat Owners and Jet Ski Insurance, Recreational Vehicle Insurance, Commercial Auto Insurance & Umbrella Liability Insurance.

Licensed in the following State: California [California License #: CA 0716357]

Overview Of Products & Services

Home, Condo & Renters Insurance

IMPORTANT NOTE: This Web site provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable.

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