Credit Counselors of California

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Housing Education Program, a division of CCCS, is a HUD approved housing counseling agency, and is recognized by Fannie Mae, Freddie Mac, and local and national lenders for our excellence in meeting the diverse housing needs of the communities we serve. Learn More...

Publications Learning about money is as important as earning it. Just about everyone could learn more about how to manage income, handle a budget, read a credit report, buy a house, and achieve their economic goals. Learn more...

Workshops CCCS offers free money mangement and housing workshops throughout the San Francisco Bay Area. Learn about various financial topics, from how to apply for a mortgage to the basics of financial planning. Learn more...

Have you lost your job or had your hours cut? Are you worried about paying your mortgage? If so, you are not alone. Currently, millions of Americans are struggling to make ends meet. The following articles provide information to help you survive the financial crisis.

Today, with more financial obligations and many financial options, money management may seem difficult and confusing at times. We, at Consumer Credit Counseling Service, can help you balance life's financial demands. We've been providing money management information and assistance since 1969.

If you are experiencing money troubles, call us at 800.777.7526 or email us. Whatever your circumstances, we'll provide you with the objective advice you need to take control of your finances and relieve the stress caused by bill problems.
Whether you need immediate help to pay off debt and avoid bankruptcy or guidance in designing a spending & savings plan or buying a first home, we offer a variety of programs and services that put you in control of your financial future.
Although we are based in San Francisco, we serve consumers nationwide by phone or internet. To meet the growing need for our services, our organization is expanding rapidly.

Consumer Credit Counseling Service of San Francisco (CCCS) is a non-profit service and a member of the National Foundation for Credit Counseling (NFCC). We are accredited by the Council on Accreditation of Services for Families and Children, Inc. and are certified by HUD to provide comprehensive housing counseling services.
With over 125 employees, our staff includes BAs, MAs, JDs, MSWs, certified financial planners and certified credit report reviewers.