VA Home Loans San Diego has access to the cheapest interest rates available in the market for qualifed applicants. With us, its simple! We want to be apart of your journey here at VA Home Loans San Diego. There are many benefits in receiving a loan through the VA. Read below to understand just a few of those benefits. One of the most attractive benefits of a loan through the VA is that these home loans don’t require a down payment unlike other loans. This benefit alone is a deal maker for so many families in our country! We specialize in VA, FHA, first time home buyers, and refinances nationwide.