We Help the family, regardless of level of income or assets, to reduce the over all cost of education for each child, by utilizing many educational and academic strategies available. Also Position the family to help qualify its students for the many Merit and Need Based Grants, Scholarships, and Awards, which do not have to be paid back. School Selection: Help the family to search and identify the schools which are academically sound for the student and meet the family’s need, based on each family’s specific Expected Family Contribution (EFC), with grants and merit scholarships and less loans.